The UK-based platform Revolut has announced record financial results for 2025, with its revenues increasing by 46% to €5.2 billion (£4.5 billion). This announcement was made in an official statement released by the company on Tuesday, surpassing analysts' expectations.
This significant growth is attributed to increased income from customer fees and the expansion of its lending product suite, with Revolut's loan portfolio increasing by 120% to €2.5 billion (£2.2 billion). Co-founder and CEO Nik Storonsky stated that 2025 was another standout year, as a diverse and adaptable business was built, providing a foundation for the next phase of growth.
Event Details
Revolut's pre-tax profits saw a 57% increase, reaching €2 billion (£1.7 billion), compared to €1.3 billion (£1.1 billion) in 2024. The company also recorded a pre-tax profit margin of 38%. Meanwhile, the number of individual customers increased by 30% to 68.3 million, while the number of business customers rose by 33% to 767,000. Additionally, total customer balances, including funds held with partner institutions, surged by 66% to €58 billion (£50.2 billion).
Revolut offers multi-currency accounts and instant money transfers, expanding its services to include a range of banking services such as loans, aiming to become one of the leading digital banking platforms in Europe.
Background & Context
Founded in 2015, Revolut has achieved remarkable growth in the European market. It has established a strong presence in several countries, including France, Spain, and Poland, where over 30% of adults have opened accounts in the past three years. The company obtained full banking status in the UK in March 2025, enhancing its ability to offer regulated banking products.
The company also launched full banking operations in Mexico in January 2025 and applied for a banking license in the United States in March of the same year. These steps reflect Revolut's ambitious strategy for expansion into global markets.
Impact & Consequences
Revolut's financial results indicate a growing trend towards digital transformation in the banking sector, as more customers shift towards digital banking services. The growth in the loan portfolio reflects the increasing demand for personal and business financing in the markets where the company operates.
Revolut anticipates reaching 100 million customers by mid-2027, reflecting its significant ambitions in the market. Additionally, the recent funding round valued the company at approximately $75 billion (€65 billion), making it one of the most valuable private tech companies in Europe.
Regional Significance
As reliance on digital banking services increases in the Arab region, Revolut's results may serve as a model for fintech companies in Arab countries. These results could encourage startups in the region to innovate and offer competitive digital banking services.
In conclusion, Revolut's successes in achieving record financial results reflect the global trend towards digitization in the financial sector, opening new horizons for startups in the Arab world.