The Director General of the Indonesian Sharia Bank (BSI), Anggoro Iko Chahyo, expressed optimism regarding the increase in the collection of zakat and donations (ZISWAF) in Indonesia, predicting that the total will rise to 327 trillion Indonesian Rupiah by 2026. This announcement was made during a press conference held in the capital, Jakarta, where he noted that donations collected last year amounted to 236 billion Rupiah, with 10.5 million transactions recorded.
Chahyo confirmed that current trends indicate that the collection of zakat and donations in 2026 will be higher on a monthly basis compared to 2025, emphasizing that the bank is proud to provide these services. He also added that the bank's customer base has increased to 23 million customers, enhancing the bank's capacity to collect donations.
Event Details
BSI aims to facilitate the collection of zakat and donations by providing a variety of payment channels, including 1,130 bank branches, in addition to electronic channels such as ATMs and the BSI Mobile app. Chahyo affirmed that the bank is committed to expanding its social impact by improving the collection and distribution of zakat and donations, including enhancing digital services.
For his part, Kims Erwan Husein, Director of Retail Banking at BSI, explained that the bank has so far collaborated with 628 partners from zakat institutions. He noted that the bank collected 545.46 billion Rupiah in zakat through its digital application over the past five years.
Background & Context
Zakat and donations are an essential part of Islamic culture, contributing to supporting the needy and enhancing social solidarity. In Indonesia, the collection of zakat is considered important, with an expected total of 327 trillion Rupiah annually, according to estimates from the National Zakat Collection Agency (BAZNAS).
Sources of zakat in Indonesia include agricultural zakat, livestock zakat, savings zakat, and income zakat. This growth in zakat collection demonstrates the importance of collective action between financial institutions and civil society to raise awareness about the significance of zakat.
Impact & Consequences
The expected increase in zakat and donation collection is a positive indicator of social and economic awareness in Indonesia. This trend reflects the community's commitment to achieving social justice and supporting the most vulnerable groups. It also enhances the ability of financial institutions to provide better services, contributing to improving the living standards of beneficiary groups.
This increase also presents an opportunity for the bank to strengthen its partnerships with local and international institutions, which may lead to improved services and increased trust among customers.
Regional Significance
Indonesia's experience in collecting zakat and donations serves as a model for Arab countries, where technological innovations can be leveraged to facilitate fundraising. Arab nations can benefit from experiences like BSI in enhancing transparency and efficiency in managing zakat and donations.
In conclusion, this trend in Indonesia highlights the importance of collective action in promoting Islamic values and reflects the community's commitment to achieving sustainable development by supporting the needy.